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Secret takeaways

• Citi Flex Loans will let you withdraw particular or each one of your own offered Citi cards credit since financing
• Bringing the finance since the a good Citi Fold Financing gives a predetermined payment and you will fixed interest up until your loan was paid back back into full
• Citi Flex Fund provide lots of pros, such as maybe not demanding an extra difficult credit inquiry, but you’ll need to work with the newest quantity to be sure they add up for your state

Playing cards promote a convenient way to purchase informal orders, but really you can find constantly situations where you may also choose bucks.

The fresh new Citi Fold Financing system is going to be a useful alternative to running up a balance on your own cards to have unexpected costs or taking right out a charge card payday loan. Payday loans generally require an initial percentage (normally 5 % of one’s advance amount), and money you acquire will begin accruing attract within good large variable speed off go out that with no sophistication period.

If you are searching to have a far greater alternative, Citi Fold Funds are worth exploring. Here is how Citi Flex Finance are employed in behavior, several suggestions to help you is an excellent choice for you.

What’s a beneficial Citi Fold Loan?

Citi Bend Money and you can Area Bend Pay are a couple of software you to provide cardholders far more versatile fee alternatives and you may repaired terms and conditions owing to Citi’s Citi Flex Plans.

That have good Citi Bend Loan, you could take-out that loan on your own eligible Citi card’s credit line within a fixed interest. You may want to decide how much you need to borrow and accept with the a fixed monthly payment and repaired rate of interest one continues on the lifetime of the loan versus completing an alternative app otherwise credit assessment.

Citi Flex Spend, concurrently, try an adaptable percentage policy for Citi cardmembers which enables eligible mastercard purchases becoming paid down throughout the years having good repaired Apr.

Each other Citi Fold Financing and you may Citi Flex Pay is actually possibilities once payday loan Perdido Beach you would a good Citi Flex Bundle., Citi’s program providing cardholders more flexible percentage solutions and you can fixed words.