Well-understood representative
- #21
Well-understood representative
- #twenty two
Well-understood associate
- #23
I do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a payday loan alternative Morrison Crossroads good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)
For all your men that require to acquire a home otherwise loans one thing.. hope in order to jesus you really have good credit. I think specific men that accept that playing cards worst you would like to see the big picture. Simply because *you* truly were able to spend bucks to possess everything you doesnt indicate it is wonderful for anyone. Even after what i blogged above I As well (each time) paid cash to own everything you. I won’t go into the explanations here nonetheless it resolved and to some extent. One downside to which was I am able to Never ever get a credit card.. you certainly will never rating financing. Skip to invest in property unless We robbed a lender.
In closing over the past 10 years I must provides billed regarding the 100K property value articles. Ive racked up loads of award issues ect ect. Periodically I pay bucks to own content however, you to definitely function I am searching for a savings. I’m sure theres men with the right here that have checked a great used-car and people wants 3K for this and you also start the latest dealings and you will push concerns shove together with wad of cash comes out! Gotta think its great!
